Tyler Watts Agency

tyler@tylerwattsinsurance.com

A native of Pelham, Alabama, Tyler Watts has built a career around leadership, teamwork, and serving the people of his home state.  Tyler first became well known across Alabama through football. A standout quarterback at Pelham High School, he was one of the state’s top recruits and earned numerous honors during his high school career, including Alabama Class 6A Player of the Year and Parade All-American recognition. Tyler continued his football career at the University of Alabama, where he played quarterback for the Crimson Tide and was part of Alabama’s 1999 SEC Championship team. He was selected as a permanent team captain in 2001 and again served as a team captain during his Alabama career.  After football, Tyler brought the same competitive drive and team-first approach into the insurance industry. He began his insurance career in 2005 and established Tyler Watts & Associates in 2008. Today, the independent agency works with multiple insurance carriers to help individuals, families, and businesses find coverage designed around their particular needs. Tyler has also remained closely connected to Alabama football. In addition to years of sports broadcasting, he was named a color analyst for University of Alabama football broadcasts in 2023, allowing him to share his knowledge and experience with Crimson Tide fans.  Whether on the football field, behind the microphone, or working with an insurance client, Tyler believes in preparation, relationships, hard work, and taking care of the people who put their trust in you. His Alabama roots and competitive background continue to shape the way he leads his agency and serves his community. 

Tyler and his wife Jana are the proud parents of 4 children and reside in Homewood, AL.

 rebecca@tylerwattsinsurance.com

Rebecca has worked in the insurance industry since 2014, bringing nearly 13 years of experience in commercial coverages including liability, property, workers’ compensation, and professional lines. She is dedicated to helping businesses protect what they’ve built and enjoys getting to know each client personally as their company grows and succeeds.

Originally from Hoover, Rebecca has called Alabaster home since 2015. She and her husband, her high‑school sweetheart, have one son and two cats. Outside the office, Rebecca is deeply involved in the Thompson High School marching band program, where her son plays tuba, and she volunteers throughout the season. She also enjoys camping, spending time with family, and being active in her church community.

Rebecca is known for her steady leadership, her commitment to client relationships, and her passion for supporting local families and businesses.

meredith@tylerwattsinsurance.com

Meredith Rice is the Director of Client Services and brings three years of insurance experience to the agency, focusing on personal lines service, claims support, and helping clients navigate their coverage with confidence. She enjoys being a resource for families, answering questions, and making their insurance easier to understand.

Born and raised in Hoover, Meredith has deep roots in the community. She and her husband Wes were married in 2006 and have two children, Rebekah and Miller. Their home has always been full of pets—currently two dogs, but at times as many as six, plus a cat, turtles, and fish. Outside of work, Meredith loves watching sports and is a devoted fan of reality TV.

Before joining the agency, Meredith spent 30 years teaching in Hoover, working in second and third grade classrooms and serving as an interventionist. One of her most memorable experiences was singing on stage at Carnegie Hall, a fun fact that always surprises clients and coworkers.

Meredith brings warmth, patience, and a steady commitment to helping people, making her an invaluable part of the client service team

Risk and Insurance Consultant

george@tylerwattsinsurance.com

 George brings 28 years of insurance experience to the agency, including five years serving clients with Tyler. He specializes in commercial lines and is committed to helping business owners protect their operations with the right coverage and guidance.  A longtime Hoover resident, George enjoys life with his wife, Lori, and their daughters, Bailey and Lindsey. He is known for his steady expertise, practical approach, and the genuine relationships he builds with clients and colleagues.  George is a graduate of the University of Alabama, earning his Finance degree in 1996. He completed his Certified Insurance Counselor (CIC) designation in 2002 and previously served as president of the Birmingham Independent Insurance Agents.

Risk and Insurance Consultant

cary@tylerwattsinsurance.com

Cary Lott, CIC, is a producer and risk management consultant with Tyler Watts Insurance and Associates LLC in Birmingham, Alabama. With nearly 20 years of experience in property and casualty insurance, Cary helps clients understand their risks and make confident decisions about their coverage. Cary believes lasting relationships are built through honesty, transparency, and doing what is right for the client. He enjoys getting to know the people and businesses he serves and finding ways to bring value beyond the insurance policy. Outside of work, Cary is a follower of Christ and active member at Shades Mountain Community Church, a husband, and a father of four beautiful girls.  He loves sports, coaching kids, and is a hard luck Georgia Tech and Atlanta sports fan. 

john@tylerwattsinsurance.com

 John brings more than a year of experience to the agency, working with both personal and commercial insurance clients. He enjoys helping families and business owners protect what matters most, from their homes and vehicles to the assets they’ve worked hard to build.

Born and raised in Hokes Bluff, John has lived in Mountain Brook for the past 16 years. He and his wife, Maryann, have five children ranging from ages 14 to 18, along with a lively household of four dogs, a cat, and a rabbit. Before entering the insurance field, John retired after a 31‑year career in education and coaching football, a role that shaped his commitment to leadership, teamwork, and service.  Clients and coworkers are often surprised to learn that John briefly attended the University of Alabama School of Law before ultimately earning his degree in education to pursue his passion for coaching.

Personal & Commercial Insurance Agent

rachel@tylerwattsinsurance.com

Rachel McRee brings more than 28 years of experience to the insurance industry, with a career spanning claims, underwriting, and agency operations. Her diverse background provides a unique perspective, allowing her to help clients understand not only their insurance coverage but also how their policies respond when they need them most.

A graduate of Samford University, Rachel works with individuals, families, and business owners to develop insurance solutions tailored to their unique needs. Whether protecting a family’s home and vehicles or helping a business safeguard its assets and operations, she is committed to providing knowledgeable guidance, personalized service, and comprehensive coverage options.

As an independent insurance agent with Tyler Watts & Associates, Rachel values the opportunity to represent multiple insurance carriers, giving her clients access to a variety of coverage options. 

Her office is located in Alabaster, Alabama, where she proudly serves clients throughout the state and beyond.

Rachel believes insurance is about more than policies and premiums. It’s about building lasting relationships, educating clients, and being a trusted resource through every stage of life and business. Her approach centers on making insurance easier to understand and helping clients make informed decisions with confidence.

Active in her community, Rachel is involved in Business Network International (BNI) and is a member of Westwood Baptist Church in Alabaster, where she actively serves in Children’s Ministries. She enjoys investing her time in programs that support children and families and believes strongly in giving back to the community.

Rachel lives in Montevallo with her husband, Chris, and their two sons, Harrison and Camden. Outside the office, she enjoys mountain biking, camping, spending time outdoors, and cheering on her boys at their sporting events.

Risk and Insurance Consultant

Commercial and Personal

lauren@tylerwattsinsurance.com  

Lauren is a Licensed Property & Casualty insurance agent who consults individuals, families, businesses, and organizations to help them find insurance solutions tailored to their unique needs. She enjoys building lasting relationships with her clients and takes pride in providing responsive, personal service while making the insurance process as straightforward as possible.  

Lauren is especially passionate about serving businesses and organizations throughout the Birmingham metro area and the communities she calls home. An Alabaster resident and mom of four, she has deep roots in the community, with three children in Thompson schools and one at UAB.

Outside the office, Lauren can usually be found on the sidelines supporting her sons on Alabama FC and Thompson Soccer teams, being a proud dance mom, or spending time with her college student.

 Whether she is working with a local business, helping a family protect what matters most, or investing in her community, Lauren values relationships, service, and taking care of people. She brings that same energy, accessibility, and personal attention to every client she serves.

CSR & Licensed Agent

pam@tylerwattsinsurance.com

Pam brings 28 years of experience in the insurance industry, offering extensive knowledge across Property & Casualty, Life, and Health insurance. She works with both personal and commercial clients and is always ready to assist with policy questions, service needs, and claims. 

Pam’s approach to insurance is rooted in relationships — she enjoys getting to know her clients, understanding their needs, and helping them protect what matters most.  

Pam has called Hoover home throughout her adult life. Family is central to her world, and she is happily married with four adult children, two granddaughters, and a rotating crew of two — sometimes three — energetic pets. Outside the office, she enjoys reading, spending time at the beach, and embracing the simple joys of everyday life.  Known for her friendly personality and genuine care for others, Pam brings a personal touch to every interaction. And while most people start their day with breakfast food, Pam will happily choose pizza or spaghetti instead. She’s also a sweet‑tea lover with strong War Eagle spirit.  Pam looks forward to building lasting relationships and being someone clients can count on for their insurance needs.

CSR & Licensed Agent

christi@tylerwattsinsurance.com

Christi Vick is a CSR and licensed agent who focuses on personal insurance, helping individuals and families protect what matters most. Since joining the agency in November 2024, she has become known for her steady, reassuring presence and her ability to turn stressful situations into positive outcomes. Christi especially enjoys working with clients who come to her upset or overwhelmed—she takes pride in listening, solving the problem, and giving them peace of mind.

Christi lives in Columbiana with her husband, Chad. Married since 2009, they have two children, Angle and Cooper, along with two dogs, Nelly and Snoop. Family life keeps her busy, and she loves spending time with them and staying connected to her community.

Clients and coworkers appreciate Christi’s honesty, her straightforward personality, and her commitment to taking care of people. She brings a dependable, down‑to‑earth approach to every interaction, making her a trusted resource for the families she serves.

CSR & Licensed Agent

eli@tylerwattsinsurance.com

Eli has spent the past year serving clients in personal lines, helping individuals and families protect what matters most. He enjoys building relationships and being a reliable source of support, guidance, and solutions for every client he works with.

A Montevallo native, Eli is active in his community and enjoys giving back through charity work. Outside the office, you’ll often find him golfing, hiking, or cheering on Alabama football. His energy, positivity, and commitment to service make him a valued part of the agency team.  Clients and coworkers are often surprised to learn that Eli can name every capital in the world — and that he’s also a world‑class dancer.

Tyler Watts & Associates helps individuals, families, and businesses protect what matters most.

From your home and vehicles to your business and future, our experienced team is here to help you find coverage that fits your needs.

We offer:

• Homeowners Insurance
• Auto Insurance
• Renters Insurance
• Landlord Insurance
• Business & Commercial Insurance
• Life Insurance

As an independent insurance agency, we have access to 15+ trusted insurance carriers, giving us the flexibility to compare coverage and pricing on your behalf.

More options. Personal service. Coverage built around you.

Experience That Makes a Difference. Expertise You Can Trust.

At Tyler Watts and Associates, our strength is our people. Our team brings decades of combined experience across personal and commercial insurance, with backgrounds in risk management, underwriting, claims, and client service.

From protecting homes, vehicles, and personal assets to developing insurance solutions for businesses of all sizes, our agents understand that every client faces unique risks and challenges.

We take a consultative approach, combining industry knowledge, personalized attention, and access to multiple insurance carriers to help identify potential gaps in coverage and recommend solutions tailored to your needs.

Because the right insurance starts with the right expertise.

Protecting What Matters. Building Relationships That Last.

At Tyler Watts and Associates, our mission is simple: to provide exceptional insurance solutions backed by integrity, expertise, and genuine personal service.

We believe our responsibility goes beyond finding the right policy. It’s about understanding our clients, earning their trust, and being a dependable resource through every stage of life and business.

We are committed to building lasting relationships, providing knowledgeable guidance, and delivering the level of care and attention every client deserves.

Your trust is our greatest responsibility.